This Agreement is made on 23 January 2019 between: Nice 1 Limited of Nice 1 House, Broad Lanes, Bilston, West Midlands WV14 0RQ and your company.

1) THEFTPROTECT ('TP') is a trading title of Nice 1 Limited ('Nice 1'). Nice 1 appoints the above Intermediary as its agent for the sale of general insurance policies (the 'policies') and for any other such arrangements as may be agreed in writing between the parties and the Intermediary hereby accepts such appointment.

2) The Intermediary agrees to process requests for Policies made by customers.

3) The Intermediary will use its best endeavors to promote and increase the sale of Policies and to display prominently upon its premises the printed and / or other promotional material provided to it by Nice 1.

4) Unless a self-issue facility is separately granted by means of an appendix at the foot of this document (and for the purposes of clarity, no such facility is hereby agreed unless such appendix is detailed), the authority of the Intermediary to act for Nice 1 is limited to:

a) Explicitly requesting Nice 1 to arrange insurance cover on an individual risk where unless otherwise stated, insurance cover is required from the time of purchase. The intermediary is responsible for ensuring that cover is arranged and detailed on the supplied bordereau (as detailed in clause 15 below).

b) The collection of premiums for the Policies (the 'Premiums') on its behalf;

c) The transmission to customers of Policies and other such documents issued by Nice 1.

5) The Intermediary will not, without Nice 1's specific prior written consent, pledge or engage Nice 1 credit or promise on behalf of Nice 1 any refunds on or in respect of Policies. Policies have a cooling off period of 14 days from the time a customer receives the insurance documentation. If a customer does not wish to continue with the insurance, Nice 1 will provide a refund of the premium paid, less a £5.00 administration fee. The Intermediary may also charge an appropriate administration fee in addition to Nice 1. If a customer exercises their right to cancel, the policy will be regarded as not taken up, and cancelled from inception. A customer may cancel their policy after this period, but no refund of premium is available. It is the Intermediary's responsibility to ensure that customers are made aware of any fees payable for cancellation prior to conclusion of the contract.

6) The Intermediary will, as soon as is practicable, notify Nice 1 of all complaints made by customers in relation to Policies and Nice 1 hereby agrees to deal promptly and fairly with such complaints in accordance with FCA requirements.

7) The Intermediary will indemnify Nice 1 in respect of all claims and liabilities attributable to acts or omissions committed by the Intermediary in breach of or outside the scope of this agreement.

8) The Intermediary will collect the Premiums as the Intermediary on behalf of Nice 1 in respect of each Policy sold to a customer by the Intermediary. Nice 1 will operate under the process of Risk Transfer whereby the Intermediary acts as Nice 1's agent for the purposes of receiving and holding premiums, premium refunds and/or claims monies. Monies paid to the Intermediary will be deemed to have been paid to the Insurers. Nice 1 will hold money on behalf of Insurers under Risk Transfer.

9) The Premium for each Policy shall be the sum detailed on the schedule until such time as the Premium is varied in accordance with clause 12. Where the Intermediary holds premium, premium refunds and/or claims monies, such monies will be held by the Intermediary as agent for Nice 1 Limited:

a) Nice 1 agrees that such monies may be held in the Intermediary's statutory or non-statutory trust account established in accordance with the relevant FCA requirements and may be co-mingled with other monies held by the Intermediary in that account. Nice 1 consents to its interests in the monies so held being subordinated to those of the Intermediary's clients (as defined for the purpose of CASS), but not subordinate to the rights of other insurers;

b) the agent will procure that the bank which holds the account(s) in which monies are held has no rights by way of charge, encumbrance, lien, or right of set-off, compensation or retention against monies in such account at any time;

c) any interest earned on monies held shall belong to the Intermediary, who may withdraw such interest at any time, subject to FCA requirements.

10) Nothing in this agreement will prevent the Intermediary from collecting, on its own behalf, any sums from customers above the level of the Premium providing any such charge is clearly identified to the customer.

11) The Premiums paid to Nice 1 in accordance with clause 12 below shall be exclusive of commission at the agreed rate. Commission may be drawn on received premium only. All Insurance Premium Tax (IPT), charged and collected at the appropriate rate will be paid to Nice 1.

12) Nice 1 will be entitled to review the Premium, and sums insured (where appropriate) at renewal or review on each anniversary of the Commencement Date (as defined in clause 17 below) and such premium may be increased by Nice 1 at its absolute discretion as from the date. Policies will not be renewed automatically unless the Intermediary instructs otherwise. If a policy is renewed by the Intermediary, the premium shall become payable in accordance with clause 15 below. Prior to the conclusion of the contract, it is the Intermediary's responsibility to ensure that customers are made aware and agree that Nice 1 will not automatically renew their policy annually.

13) Nice 1 has the authority to alter terms or conditions on a policy mid-term or to cancel a policy mid term in accordance with the provisions of each Scheme Policy Wording.

14) Issued premium rates for new business are subject to continual review. Nice 1 will give the Intermediary a minimum of one month's notice of any changes to issued premium rates.

15) All Premiums and IPT due under this Agreement will be entered onto a monthly borderaux and all Premiums must be paid to Nice 1 no later 14 days from declaration month end. Nice 1 will have the absolute right to lapse any unpaid policies after this time and to notify policyholders directly of the reason for cancellation of insurance cover.

16) If any monies due under this agreement are not paid by their due date for payment then Nice 1 may charge interest thereon (calculated on a daily basis) at the rate of 4% per annum above the base rate from time to time of Barclays Bank plc (both before and after judgment) in respect of the period from the due date until the date of receipt by Nice 1 of cleared funds (inclusive).

17) THEFT PROTECT and the THEFT PROTECT Registration Plate logo (the 'Trade Marks') are the trade marks of THEFT PROTECT. The Intermediary agrees to use the THEFT PROTECT and THEFT PROTECT Registration Plate logo only in the manner permitted by THEFTPROTECT. All copyright in any materials provided by THEFTPROTECT remains the property of TP and may only be reproduced with THEFTPROTECT's permission. a) Any goodwill or reputation created in the Trade Marks as a consequence of use by the Intermediary accrues to TP.

b) The Intermediary will not, implicitly or explicitly, refer to or claim the Trade Marks as its own.

c) The Intermediary will not, without TP's specific prior written consent, permit a third party to use the Trade Marks.

d) Upon termination of this agreement the Intermediary will cease using the Trade Marks and undertakes not to use any signs identical or similar to the Trade Marks.

18) This agreement will begin on the Commencement Date stated at the top of this agreement and will, unless earlier terminated pursuant to this Agreement; continue in force for a period of 12 calendar months. This agreement will automatically be renewed for further consecutive periods of 12 calendar months unless either party gives to the other not less than 3 calendar months' notice of its wish to terminate the Agreement, such notice to expire on an anniversary of the Commencement Date.

19) This agreement may also be terminated forthwith by either party giving written notice to the other party in any of the following events:

a) if distress or execution is levied against any of the property of the other party and is not paid out within seven days; or

b) if the other party ceases to carry on its business or substantially the whole of its business; or

c) if the other party announces that it is intending to cease, or considering ceasing to carry on its business or substantially the whole of its business; or

d) if an encumbrance takes possession, or a receiver is appointed for any part of the assets of the other party; or

e) if the other party is unable to pay its debts as they fall due; or

f) subject to g) below, if the other party is in breach of any of the provisions of this Agreement and in the case of a breach capable of remedy fails to remedy such a breach within 30 days of receiving notice requiring the breach to be remedied; or

g) as a result of further enquiry following a serious customer complaint;

h) if either party ceases to be regulated by the Financial Conduct Authority (FCA), or its successor body, for general insurance business from January 2005.

20) The termination of this Agreement under the preceding condition will not prejudice any rights of either party in existence prior to the effective date of termination.

21) The Intermediary will not at any time during the continuance of this agreement or thereafter disclose any trade secrets or other confidential information relating to the business of Nice 1.

22) Nice 1 will treat the Customer details supplied by the Intermediary as confidential and shall not promote or market any other products or services to that customer without the prior written consent of the intermediary.

23) It is the intention of the parties that the Intermediary shall be an independent intermediary and not an employee of Nice 1 and nothing in this agreement will constitute the relationship of employer and employee between the parties.

24) The Intermediary may not assign this agreement without Nice 1's specific prior written consent. Unless such assignment is agreed, the rights contained in this agreement are personal to the Intermediary. This agreement may be assigned by Nice 1 without consent.

25) Any notice given hereunder by either party to the other must be sent by recorded delivery post to the registered office or other business address of the other party in which event it will be deemed to have been received on the date of delivery recorded by the Post Office.

26) The Intermediary shall be authorised by the Financial Conduct Authority (FCA), or its successor body, for general insurance business from January 2007 and act accordingly at all times.

27) The Intermediary shall immediately notify Nice 1 of any disciplinary decision taken against them by the FCA ( or any other legal or regulatory body).

28) The Intermediary shall always fully comply with the current FCA, or its successor body, rules on status and product disclosure.

29) Throughout the term of this Agreement and for so long as liability may exist in relation to acts, errors and omissions during this Agreement, the Intermediary shall maintain adequate professional indemnity insurance in accordance with rules as laid down by the regulatory regime as set out in clause 26 to cover any liability which may arise from a breach of duty in relation to services and statutory information provided to Clients by the Intermediary.

30) This agreement is made in conjunction with all prior agreements or arrangements between the parties herein.

31) This agreement and all provisions contained is accepted as having full legal effect from the above date by Nice 1 and the Intermediary named at the top of this agreement. No variation of any conditions contained in this agreement either prior or subsequent to this date have any validity.

32) For agents located in the Channel Islands or the Isle of Man, references to the FCA or its requirements shall instead allude to the relevant local authority and its rulings.

33) We take protecting our customer’s data very seriously and abide by the rules of the General Data Protection Regulation (GDPR). Please refer to our Privacy Notice for information on how we hold and process yours and your clients data.