Innovative Insurance Solutions



Theft Protect Logo

Providing you with a
courtesy vehicle in the
event of a vehicle theft



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Replacement Vehicle



All the benefits of Theft Protect PLUS a replacement vehicle if your vehicle is damaged and repairable but your insurer is unable to arrange a vehicle



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Motor Protect



Pick and mix cover from :-
Fix at home and/or roadside,
recovery & European Cover



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Gap Protect



Guaranteed Asset Protection if you write off your car and your insurance doesn't pay enough to settle loans or replace your vehicle



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Private Motor XS Protect



Reimburses the policyholder the
excess paid in the event
of a motor claim



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Commercial Vehicle XS Protect



Reimburses the commercial vehicle
policyholder the excess paid
in the event of a motor claim



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Home XS Protect



Reimburses the policyholder the excess paid in the event of a buildings & contents
(Home Insurance) claim



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Lifestyle XS Protect



Reimburses the policyholder the excesses paid in the event of claims against motor, home, travel medical or pet insurance policies



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Commercial Combined XS Protect



Reimburses the business policyholder the excess paid in the event of a claim against commercial insurance policies



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Premium Waiver Protect



Ensures insurance premiums are paid in the event of accident, sickness or unemployment



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Insurance Categories


Motor





Motor related products


Motor insurance, whether Comprehesive, Third Party Fire and Theft or Third Party only, rarely covers motorists for all the risks to which they are exposed on a daily basis. With insurance purchasing being so competitive, most motor policies do not include as a matter of course, certain risks that you might consider essential for your peace of mind.



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XS Protect





The XS Protect range


XS Protection insurance is an extra level of protection which covers your excess. If, for whatever reason, you need to make a claim on your current insurance policy. The excess insurance policy will ensure your excess is paid back to you (up to a pre-agreed limit). Most customers will find that the higher you are willing to set your excess the lower the premium on your policy will be.


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Lifestyle Products





Lifestyle Products


Lifestyle Products provide cover for the more personal events that can adversely affect your circumstances, often causing great inconvenience. Our products in this category are designed to alleviate some of the unfortunate circumstances that befall thousands of people every year. In conjunction with our broker/intermediary partners.



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West Midlands Service Institutes Award Winner

Nice 1 Wins the 2012 Service Provider Award!

Nice 1 Ltd is the winner of the West Midlands Insurance Institutes award 2012 for best Service Provider.