Innovative Insurance Solutions



Lifestyle Products from Nice 1 Ltd



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Single & monthly premium designed to cover monthly bills such as mobile phones, car insurance, gym membership.



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Covers up to 5 electrical items in the home for a monthly payment. Extended warranty cover. Covering items up to 8 years old with new for old cover. The customer selects 5 items, 2 of which must be a fridge or freezer and a cooker. Those items are then covered for repair or replacement with no depreciation. Both white and brown goods can be covered, including Sky boxes, flat screen televisions, washing machines and dishwashers.



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This policy provides accidental damage and extended warranty cover on applicable gadgets. Theft cover is available for an additional premium. Worldwide cover for 60 days per annum. tems that can be covered include: Mobile phones, laptops, MP3 players, Ipods, MP4 players, portable satellite navigation systems, cameras and games consoles. Items up to 5 years old covered (3 years for laptops).



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Provides up to £250 cost per call out for emergencies in the home, including cover for boilers and heating systems. Higher levels of cover can be provided on request.






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A stand alone policy with up to £2,500 cover per annum to protect all items in the garden. Covers all garden items including trees, hedges and plants, garden furniture, other equipment and tools, sheds, fences etc. Accidental damage and theft covered with repair or replacement options.



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A new product providing valuable cover and assistance when the policy holder’s bag is lost or stolen. The following cover is provided in the event that the bag is stolen: £500 for items in the bag. £100 for the bag itself. In addition a range of services, including the following, are also provided: Mobile phone airtime provider is notified if the phone was in the stolen bag, Credit and debit cards can be cancelled, A local locksmith can be arranged to attend, Assistance with ID theft, Assistance in the event of a medical emergency, Access to emergency funds, Assistance replacing passports and tickets, An interpreter can be arranged to attend, We can put you in touch with a lawyer.



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Pet Protect is a new, simplified approach to pet insurance, minimising the effort and time required to obtain a quotation for cats and dogs. Our pet product provides the following benefits: Lifetime cover from 8 weeks old. Up to £10,000 medical treatment cover per annum. Simplified cover to provide cover for vets fees only. No postcode rating. No loading for breed of animal. Simplified age rating - under 5 years and over 5 years.



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This innovative product pays the policy holders monthly motor or home insurance premium should they be unable to work due to accident, sickness or unemployment. The policy has no exclusions, removing any compliance risk associated with selling payment protection insurance.